Set Your Goal

₹50,00,000

10 years
12% p.a.

Include 6% annual inflation

To achieve your goal of

₹89,54,238

(inflation-adjusted from ₹50,00,000)

Invest monthly

₹38,540

for 10 years

Total Investment

₹46,24,743

Expected Returns

₹43,29,495

Growth Projection

The Goal Based SIP Calculator helps you determine the monthly investment required to reach a specific financial target. Whether it's for a dream vacation, a new home, or your child's education, this tool considers inflation and expected returns to give you a precise savings plan.

How to Use the Goal Calculator

The Goal Based SIP Calculator determines the investment required to reach a future financial target. It accounts for inflation and expected returns.

PMT = FV / [((1 + r)^n - 1) / r] * (1 + r)

Where:

  • PMT: Required Monthly Investment
  • FV: Future Value (Your Goal Amount)
  • r: Monthly interest rate (Annual Rate / 12 / 100)
  • n: Total number of months
  • Enter your **Target Goal Amount** (e.g., ₹1 Crore).
  • Set the **Time Period** in years.
  • Input your expected **Annual Return** (e.g., 12% for equity).
  • Enable **Inflation Adjustment** to see the real value of your goal in future terms.
  • The calculator computes the required **Monthly SIP** or **One-time Lumpsum** investment.

Example: Saving for a House

You want to buy a house worth ₹50 Lakhs in 10 years. Assuming an investment return of 12%.

Target: ₹50,000,000
Time: 10 Years
Return: 12%
Required SIP: ₹21,500/month (approx)

Frequently Asked Questions

⚠️ Disclaimer

The figures provided by this calculator are estimates based on the inputs you provide and standard financial formulas. STOCKCALC.IN does not offer investment advice. Please consult a qualified financial advisor before making any investment decisions.

Recommended for You

Plan Your Financial Goals

Set specific financial targets and calculate how to achieve them with our Goal Calculator.

Calculate Your SIP Returns

See how regular monthly investments can grow your wealth through the power of compounding.

Plan Your Retirement

Calculate how much you need to save for a comfortable retirement and create a savings plan.

Personalized suggestions based on your inputs

Share this tool

Help others make smarter financial decisions