Compare Old vs New Tax Regime for FY 2025-26 (AY 2026-27). Calculate tax on ₹1,00,000 income with standard deduction, 80C, and HRA. Save maximum taxes instantly.
Old vs New Tax Regime Comparison 2026-27 | FY 2025-26 Budget Update
Planning your taxes for the new financial year? The **Old vs New Tax Regime comparison for 2026-27** is critical for every salaried professional in India. With an income of **₹1,00,000**, should you stick with the Old Regime (with 80C, HRA, and Insurance deductions) or switch to the New Tax Regime (with lower rates but no deductions)? This calculator provides a side-by-side analysis, including the updated Standard Deduction of ₹75,000, helping you choose the regime that maximizes your in-hand salary.
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Old vs New Tax Regime comparison for 2026-27
What Gets Deducted From Your Salary?
Every month, your gross pay is subject to three primary mandatory deductions in India:
In-Hand Salary at Different CTC Levels (New Regime)
Estimated monthly take-home for common salary bands (assuming standard 40% Basic structure):
How to Use This Tool
1
Select Fiscal Year
Choose between the current and upcoming assessment years.
2
Input Gross Income
Enter your annual salary, business income, and other sources.
3
Add Deductions
Input Section 80C, 80D, and HRA figures to lower your taxable base.
4
Compare Regimes
Instantly see whether the Old or New Regime saves you more money.
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