Old vs New Tax Regime Comparison 2026-27 | FY 2025-26 Budget Update

Compare Old vs New Tax Regime for FY 2025-26 (AY 2026-27). Calculate tax on ₹2,50,00,000 income with standard deduction, 80C, and HRA. Save maximum taxes instantly.

Planning your taxes for the new financial year? The Old vs New Tax Regime comparison for 2026-27 is critical for every salaried professional in India. With an income of ₹2,50,00,000, should you stick with the Old Regime (with 80C, HRA, and Insurance deductions) or switch to the New Tax Regime (with lower rates but no deductions)? This calculator provides a side-by-side analysis, including the updated Standard Deduction of ₹75,000, helping you choose the regime that maximizes your in-hand salary.

Trade Details

Tax Deducted at Source

Tax Breakdown (FY 2024-25)

Gross Capital Gain

₹2,49,00,000

Total Tax Liability

₹77,68,800

Flat 30% + 4% Cess

1% TDS Deduction

₹2,50,000

Adjustable/Refundable

Net In-Hand P&L

₹1,68,80,700

After all Taxes & Fees

Planning your taxes for the new financial year? The Old vs New Tax Regime comparison for 2026-27 is critical for every salaried professional in India. With an income of ₹2,50,00,000, should you stick with the Old Regime (with 80C, HRA, and Insurance deductions) or switch to the New Tax Regime (with lower rates but no deductions)? This calculator provides a side-by-side analysis, including the updated Standard Deduction of ₹75,000, helping you choose the regime that maximizes your in-hand salary.

How Crypto Tax is Calculated in India

In India, any profit from the sale of Virtual Digital Assets (cryptocurrency, NFTs) is taxed at a flat rate of 30%, irrespective of your income tax slab. Additionally, a 4% Health and Education Cess is levied on the tax amount. Crucially, the government does not allow you to deduct exchange fees or trading costs from your profit—only the pure cost of acquisition can be deducted. Furthermore, losses from one crypto cannot be offset against profits from another.

Tax = (Sale Value - Purchase Value) × 30% + 4% Cess

Where:

    Frequently Asked Questions

    ⚠️ Disclaimer

    The figures provided by this calculator are estimates based on the inputs you provide and standard financial formulas. STOCKCALC.IN does not offer investment advice. Please consult a qualified financial advisor before making any investment decisions.

    MH

    Verified Contributor

    Old vs New Tax Regime Comparison 2026-27 | FY 2025-26 Budget Update analyzed by Mahavir Hirani

    I verified this calculation against the **April 2026 Fiscal Cycle**. If you have questions about the logic, reach out via the Author Page.

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