ICICI Home Loan EMI Calculator 2026 - ICICI Bank Housing Loan | STOCKCALC.IN
Customized Loan Plan
₹10,00,000
₹1L₹1Cr
8.75%
5%20%
20 Years
1 Year30 Years
Monthly EMI
₹8,837
Total Interest
₹11,20,906
Total Payment
₹21,20,906
Loan Payment Breakdown
Principal
₹10,00,000
Interest
₹11,20,906
Amortization Schedule
Month-by-month breakdown of your loan repayment
| Year | Principal | Interest | Total Payment | Balance |
|---|---|---|---|---|
| Year 1 | ₹19,307 | ₹86,738 | ₹1,06,045 | ₹9,80,693 |
| Year 2 | ₹21,066 | ₹84,979 | ₹1,06,045 | ₹9,59,626 |
| Year 3 | ₹22,985 | ₹83,060 | ₹1,06,045 | ₹9,36,641 |
| Year 4 | ₹25,079 | ₹80,966 | ₹1,06,045 | ₹9,11,562 |
| Year 5 | ₹27,364 | ₹78,682 | ₹1,06,045 | ₹8,84,198 |
| Year 6 | ₹29,856 | ₹76,189 | ₹1,06,045 | ₹8,54,342 |
| Year 7 | ₹32,576 | ₹73,469 | ₹1,06,045 | ₹8,21,765 |
| Year 8 | ₹35,544 | ₹70,501 | ₹1,06,045 | ₹7,86,222 |
| Year 9 | ₹38,782 | ₹67,264 | ₹1,06,045 | ₹7,47,440 |
| Year 10 | ₹42,315 | ₹63,731 | ₹1,06,045 | ₹7,05,125 |
| Year 11 | ₹46,169 | ₹59,876 | ₹1,06,045 | ₹6,58,956 |
| Year 12 | ₹50,375 | ₹55,670 | ₹1,06,045 | ₹6,08,581 |
| Year 13 | ₹54,964 | ₹51,081 | ₹1,06,045 | ₹5,53,617 |
| Year 14 | ₹59,971 | ₹46,074 | ₹1,06,045 | ₹4,93,646 |
| Year 15 | ₹65,434 | ₹40,611 | ₹1,06,045 | ₹4,28,212 |
| Year 16 | ₹71,395 | ₹34,650 | ₹1,06,045 | ₹3,56,817 |
| Year 17 | ₹77,899 | ₹28,147 | ₹1,06,045 | ₹2,78,918 |
| Year 18 | ₹84,995 | ₹21,050 | ₹1,06,045 | ₹1,93,923 |
| Year 19 | ₹92,738 | ₹13,308 | ₹1,06,045 | ₹1,01,186 |
| Year 20 | ₹1,01,186 | ₹4,860 | ₹1,06,045 | ₹0 |
Master Your Home Loan
Ready to save up to ₹20 Lakhs in interest? Read our ultimate 2026 mathematical guide to Fixed vs Floating rates, CIBIL impacts, and smart prepayment strategies.
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