How should I compare two mutual funds?

When comparing funds, look at three key pillars: (1) Consistency of returns over 3-5 years (don't just look at 1-year spikes), (2) Expense Ratio (lower is better as it eats into your returns), and (3) Risk Adjusted Returns (check if the fund is taking too much risk for the returns it's giving).

Is a lower expense ratio always better?

Technically yes, because a lower expense ratio means a larger portion of the fund's growth stays in your pocket. However, if a fund with a 0.2% higher expense ratio consistently generates 2% more alpha (extra return), then the slightly higher cost is well worth it.

Mutual Fund Comparison Tool - Compare Returns, Risk & Expense Ratio

Compare Mutual Funds

Select two funds to see side-by-side comparison of returns and risk.

Select First Fund

Select Second Fund

Fund A

Nippon India Small Cap Fund

Small Cap

Fund B

Quant Small Cap Fund

Small Cap

1 Year Return

42.5%

48.2%

Best

3 Year Return

28.4%

32.1%

Best

5 Year Return

31.2%

35.5%

Best

Expense Ratio

0.65%

Best

0.75%

AUM (Size)

₹45,000 Cr

₹20,000 Cr

Risk Level

Very High

Coach's Insight

Quant Small Cap Fund is currently outperforming in the medium-term return profiles. Higher expense ratios can eat into your profit over 20+ years.

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Plan Your Financial Goals

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See how regular monthly investments can grow your wealth through the power of compounding.

Plan Your Retirement

Calculate how much you need to save for a comfortable retirement and create a savings plan.

Personalized suggestions based on your inputs